Last Updated: February 27, 2026

InvestiTrack is a product of ENCODE Technologies. All references to "InvestiTrack", "we", "us", or "our" refer to ENCODE Technologies as the data controller.

1. Information We Collect

We collect the following types of information:

Personal Information

Name and email address
Account credentials (encrypted passwords)
Payment information (processed securely via Stripe/Paystack)
Portfolio holdings (optional)

Usage Data

Pages visited and features used
Recommendation views and interactions
Device and browser information
IP address and location data

2. How We Use Your Information

We use collected information to:

Provide and improve our service
Generate personalized recommendations
Process payments and manage subscriptions
Send email notifications (with your consent)
Analyze usage patterns and optimize performance
Comply with legal obligations

3. Data Sharing and Disclosure

We do NOT sell your personal information. We may share data with:

Service Providers: Payment processors (Stripe, Paystack), email services (Mailjet), hosting providers (AWS)
Legal Requirements: When required by law or to protect our rights
Business Transfers: In the event of a merger, acquisition, or sale of assets

4. Data Security

We implement industry-standard security measures including:

Encrypted data transmission (HTTPS/TLS)
Hashed and salted passwords (bcrypt)
Regular security audits
Access controls and authentication

5. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. You can request data deletion by contacting us.

6. Your Rights

You have the right to:

Access your personal data
Correct inaccurate data
Request data deletion
Export your data
Opt-out of email communications
Withdraw consent (where applicable)

7. Cookies and Tracking

We use cookies and similar technologies for authentication, preferences, and analytics. You can control cookie settings through your browser.

8. Third-Party Services

Our service integrates with third-party providers (Financial Modeling Prep API, market data providers). Their use of data is governed by their respective privacy policies.

9. Children's Privacy

InvestiTrack is not intended for users under 18. We do not knowingly collect information from children. If you believe a child has provided us with personal information, please contact us.

10. International Users

Your information may be transferred to and processed in countries other than your own. By using our service, you consent to such transfers.

11. Changes to Privacy Policy

We may update this policy from time to time. We will notify you of significant changes via email or prominent notice on our platform.

12. Contact Us

For privacy-related questions or to exercise your rights, contact us at: privacy@myinvestrackr.com